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Contact Information

Sheila Morales, R, ePRO, SFR
Kauai Dreams Realty
4-1435 Kuhio Hwy
Kapaa, HI, 96746
Office: 808-652-1900
Cell: 808-652-1900
Fax: 888-251-2235
http://sheilamorales.com
rules for FHA loans | Print |

Rules for a FHA Loan?

The U.S. Dept. of Housing and Urban Development offers a variety of loan insurance programs through the Federal Housing Administration, which requires approximately 3 to 4 percent cash down. There are no income requirements to qualify for a FHA mortgage. Other advantages are that FHA loans do not contain prepayment penalties and in some cases they are assumable by qualified purchasers.

FHA loan limits vary, depending on the county where the property is located. FHA loans are originated and serviced by private lenders.
FHA does not lend money. The mortgage is made by a bank, savings and loan, mortgage company or other FHA-approved lender. In addition, FHA does not set the rates and points. The lender determines these, so it is best to shop around by calling several FHA-approved lenders.


Questions about Kauai Hawaii Real Estate?

Ask us below or Call us Now at 808-652-1900
Last Updated ( Tuesday, 29 July 2008 )
 
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