BAP site syndication http://www.sheilamorales.com Wed, 10 Mar 2010 12:14:57 +0100 FeedCreator 1.7.2 http://www.sheilamorales.com/images/M_images/ http://www.sheilamorales.com BAP site syndication http://www.sheilamorales.com/mlssearch.html Search Every Active Real Estate Listing in the Kauai Hawaii Area.New Listings are added Daily so visit often or signup for automated eMail Alerts when a new listing matches your criteria. Main Content - Search for Homes Mon, 01 Feb 2010 06:00:00 +0100 http://www.sheilamorales.com/mlssearch.html http://www.sheilamorales.com/makahuena-unit-1203.html Blog - Buyer Info Thu, 17 Dec 2009 15:14:34 +0100 http://www.sheilamorales.com/makahuena-unit-1203.html http://www.sheilamorales.com/how-president-obamas-mortgage-plan-affects-homeowners-in-profile.market-by-profile.full-name-real-es In order to reduce the number of foreclosures, which has been on the rise recently, Pres. Obama introduced a plan to make homes more affordable. It offers Kauai Hawaii homeowners the chance to either modify their home loan or refinance it. They will then be able to get a fixed-rate mortgage at a 2% interest rate. Here are a few major points from the bill that will affect homeowners the most. #1 - It is no longer necessary to have at least 20% equity built up in your Kauai Hawaii home, or the equivalent in cash to be approved for a modification of your home loan. If you have been rejected for refinancing or modification you may now find that you can get an approval. #2 - This plan permits any Kauai Hawaii homeowners, that currently owe more than the value of their home on their loan, the opportunity to refinance their mortgage or modify it. #3 - Cash incentives are being offered to banks and lending institutions that are willing to help out homeowners in Kauai Hawaii that have been caught in the housing market crisis. The approval rate for loans is much higher now, since this plan has been set in place and these incentives have been introduced. #4 - The owner of the Kauai Hawaii home must live in it in order to qualify. Owners of vacation homes and rental housing in Kauai Hawaii cannot use this plan unless they reside in them permanently. This is unfortunate because in most cases, when a rental foreclosure takes place the occupants are evicted and must find new housing. Many people in Kauai Hawaii are taking this opportunity to modify and refinance their existing loan in order to save their Kauai Hawaii home, or merely as a way to get their finances back in order. There is a lot of free information available to you about buying, selling or investing in Kauai Hawaii real estate. For complete information about the Kauai Hawaii real estate market including current homes for sale, property values and more please visit the most complete website online dedicated to everything Kauai Hawaii real estate. So please feel free to contact me with any of your real estate or mortgage related questions and I will be more than glad to answer your questions. Call me on my cell at 808-652-1900 or email me at sheila@sheilamorales.com (mailto:sheila@sheilamorales.com). Blog - Buyer Info Sat, 04 Jul 2009 17:41:21 +0100 http://www.sheilamorales.com/how-president-obamas-mortgage-plan-affects-homeowners-in-profile.market-by-profile.full-name-real-es http://www.sheilamorales.com/foreclosure-2.html February 2, 2010 Kauai Foreclosure REO Update January was an active month as far as sales. There were 52 sales total, 12 were REO properties. This is a big increase over January 2009 when there were only 20 sales, so it looks as if things are starting to turn around for the Kauai market. For more information or to see all Kauai HI real estate (http://sheilamorales.com/) listings you can visit my website http://sheilamorales.com HOMES MLS ADDRESS LOCATION BED BATH PRICE 223718 4734 Mimilo Rd Kapaa 3 1.5 394,900 227993 4679 Emmalani Dr Princeville 2 3 650,000 225954 3868 Olona St Koloa 3 1.5 399,000 229133 5276 Kahala St #2 Kapaa 2 1 344,900 230302 8894 Kekaha Rd #A Kekaha 2 1 322,900 226200 148 Royal Drive Wailua 5 3 599,900 230454 4922 Laipo Rd Kapaa 4 2 320,000 231409 4932 Aliali Rd #23 Kapaa 4 1.5 214,900 230996 1139 Moanikai Rd #1 Kapaa 3 3 599,900 CONDOS MLS ADDRESS LOCATION BED BATH PRICE 223038 Kauai Beach Resort #2506 Lihue 0 1 125,000 223037 Kauai Beach Resort #2544 Lihue 0 1 125,000 223033 Kauai Beach Resort #4110 Lihue 0 1 145,000 228147 Kuhio Shores #104, Poipu 1 1 451,000 228473 Waipouli Beach Resort A304 Kapaa 2 3 1,013,900 229521 Sandpiper Village I #115 Princeville 2 2 224,900 229863 Villas At Puali #50 Lihue 3 2.5 339,000 230166 Makahuena unit 1203 Poipu 2 2 499,000 LAND IN ESCROW 226360 5051 Laukona St Hanamaulu 8 4 472,500 227373 235 Ulaula Rd Eleele 3 2 274,900 223822 3695 KAWEONUI RD Princeville 4 2 580,150 227524 5095 Panini Pl Waimea 4 3 612,900 229487 Halelani Village AT PUHI D104 Puhi 2 1.5 143,000 229212 4619 Lehua St Kapaa 6 3 559,800 227416 4754 Kalamania Rd #B Kilauea 0 1 375,000 229540 4641 Kuilei St Lawai 6 5 459,900 230075 4769 Opukea St Hanamaulu 3 1 198,000 229751 Regency Huleia #68 Lihue 2 2.5 349,900 228148 8894 Kekaha Road Kekaha 105,900 225407 4345 Naulu Pl #A Omao 201,032 SOLD Date Address Location Sold Price 1/29/2010 504 Laulea St Eleele 2 1.5 245,765 1/19/2010 4740 Hokuloa Pl Eleele 3 2 275,000 1/28/2010 1197 Pua Melia St Kalaheo 3 2 695,000 1/19/2010 4262 Oama Pl Puhi 3 2 279,900 1/15/2010 383 Laaukea Pl Wailua 3 2 300,000 1/28/2010 229 Koili Ln Wailua 4 2.5 297,500 1/29/2010 4691 Kanaele Rd Kapaa 2 1 390,000 1/28/2010 4919 Aliali Rd #10 Kapaa 3 1.5 201,800 1/29/2010 Prince Kuhio #337 Poipu 0 1 222,000 1/11/2010 Paradise Court AptB Elima St Lihue 2 2 187,000 1/28/2010 Banyan Harbor #80 Lihue 2 2 155,000 1/29/2010 Kauai Beach Resort #2308 Lihue 0 Main Content - General Content Mon, 18 May 2009 02:48:33 +0100 http://www.sheilamorales.com/foreclosure-2.html http://www.sheilamorales.com/important-tips-on-buying-your-first-foreclosed-property-in-profile.market-by-real-estate-in.html Buying foreclosed properties is getting more popular and more profitable every day. There are dozens of foreclosed properties hitting the Kauai Hawaii market every day. These properties can be both gold mines and land mines. In this article, we'll go over several simple tips to help ensure that your first foreclosure purchase is a successful one. Opt for a Low-Repair Property for Your First Deal We've all heard about people who make thousands of dollars buying fixer foreclosures and fixing them. The reality is, however, that doing such a deal requires a high degree of expertise. Do you know how to fix a broken roof? Can you estimate how much it would cost to replace an entire shed? Can you estimate how much the repairs will cost and compare it to your selling price in the end? Although you can make a lot of money doing fixers in Kauai Hawaii, you can also make a lot of money just by buying foreclosed properties, doing minor cosmetic repairs and selling them again. For your first foreclosure deal, look for houses that don't require much work so you can get some experience under your belt. Research the Markets Surrounding Kauai Hawaii Real Estate Market There are generally three reasons you'd buy a foreclosure in Kauai Hawaii: To rent out, to sell or to live in. If you're buying to repair and rent out or sell, then market research is absolutely essential. If you're buying to rent, it's important to know what other properties in the Kauai Hawaii real estate area are renting for. It's also important to know what the vacancy rates are. Based on these numbers, you can accurately predict what your cashflow will be like. If you're buying to sell, it's important to know what you can expect to sell your property for once your repairs are completed. You should know these numbers before you make your purchase. Remember that with any real estate investment in Kauai Hawaii, the profit is made on the buy end, not the sell end. You must know how much your property is worth or how much you can rent it out for before you can make a profitable investment. These tips will help you avoid some of the biggest pitfalls beginning investors tend to fall into with their first investments. Foreclosures can be a very lucrative business, but it also has its dangers. There is a lot of free information available to you about buying, selling or investing in Kauai Hawaii real estate. For complete information about the Kauai Hawaii real estate market including current homes for sale, property values and more please visit the most complete website online dedicated to everything sheila@sheilamorales.com (mailto:sheila@sheilamorales.com). To get a Free list of bank owned properties fill in the form below. Blog - Local Market Info Thu, 07 May 2009 22:01:52 +0100 http://www.sheilamorales.com/important-tips-on-buying-your-first-foreclosed-property-in-profile.market-by-real-estate-in.html